Last verified Sep 24, 2025
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    Agicap

    Agicap supports cash positioning and cash management across accounts and entities. It suits finance teams that need a consolidated view instead of separate bank summaries. Its subscription proposal depends on the organization's configuration. Test bank coverage, currencies, and data updates before selecting it. A consolidated balance does not establish a reliable forecast. Keep reconciliation and assumptions visible when the team uses the information for planning. [agicap]

    Should you evaluate this tool?

    Evaluate Agicap when fragmented cash information prevents consistent finance decisions. [agicap]

    Selection advice reflects Chiri's assessment of cited vendor documentation. It does not reflect hands-on product testing.

    Who is this tool for?

    • Finance teams that consolidate cash across accounts. [agicap]
    • Organizations that manage several entities or currencies. [agicap]

    Who should consider another tool?

    What does it cost?

    Agicap describes custom subscription pricing. Bank accounts, entities, integrations, and modules affect the quote. [agicap]

    What should you check before purchase?

    • Confirm each bank connection and its update frequency. [agicap]
    • Reconcile reported cash with original account records. [agicap]

    When should you choose an alternative?

    • Float: Prefer Float when accounting-connected short-term forecasts and scenarios cover the complete requirement. [agicap][float]
    • Anaplan: Prefer an Anaplan evaluation when broad financial scenario planning and analysis matter more than cash positioning alone. [agicap][anaplan]

    When is this the wrong choice?

    Agicap is the wrong choice if it cannot supply reliable coverage for a required bank account. [agicap][float][anaplan]

    What else do buyers ask?

    Can Agicap exchange banking documents with other systems?

    Agicap documents an interface for importing bank files and exporting retrieved bank files to another system. This supports a specific data-exchange use case. It does not establish every bank or accounting connector. Confirm supported formats, permissions, and update requirements for your intended integration before implementation. [bankfiles]

    How did Chiri assess this tool?

    We compared public vendor documentation against the stated buying criteria. Vendor claims do not establish independent performance results.

    Each source shows its review date below. The full research record keeps its original date and content.

    We omit answers without sufficient evidence. We do not infer certifications, customer ratings, or prices from missing information.

    1. Agicap cash positioning Reviewed: .
    2. Float Reviewed: .
    3. Anaplan finance planning Reviewed: .
    4. Agicap banking documents interface Reviewed: .

    Need help evaluating and implementing AI tools?

    Compare your options with Chiri. We help you evaluate tools before implementation.

    Read the full research record
    Agicap logo

    Agicap

    Treasury and cash management software for SMB and midmarket companies

    AI Agents & VoiceManagementTreasuryAI AssistantSMB
    Function:Finance & Accounting
    Subfunction:Treasury & Cash Management
    Loading versions...
    Founded
    2016
    Employees
    ~786 employees (501-1000 band)
    Funding
    ~$185M total; €45M Series C (Nov 2024, led by AVP)
    Stage
    Scaling post-Series C, revenue increased 7x since Series B
    Report version: Sep 24, 2025

    1. Products/Services & Features

    • Main Offerings:

      • AI-powered cash flow management and forecasting platform
      • Automated treasury operations with bank and ERP integrations
      • Real-time financial analytics and scenario planning
    • Feature Breakdown: Natural language AI assistant for financial queries, automated cash flow forecasting, real-time bank data integration, scenario modeling, expense and revenue analysis, multi-entity consolidation (Departments: Finance, Treasury, Accounting)

    • Business Industry Gearing: SMB and midmarket companies across various industries, particularly those with complex cash management needs

    2. Security & Compliance

    • Certifications: No public evidence of SOC 2 certification as of September 2025, GDPR compliant (EU-based company), no verified ISO 27001 or other major certifications

    • Vendors/Tools: Amazon Web Services (AWS), Google Cloud Platform, Cloudflare CDN

    • Risk Profile:

      • Breaches: No publicly reported security breaches or major compliance issues
      • Features: Data encryption in transit and at rest, role-based access control (RBAC), audit logs, periodic security reviews

    3. User Feedback & Adoption

    • Aggregated Reviews: G2: 4.7/5 (241 reviews), Capterra: 4.6/5

      • Pros: User-friendly interface, fast onboarding, strong bank/ERP integrations, substantial time savings on cash flow and reconciliation
      • Cons: Limited coverage for niche financial processes, occasional feature requests for deeper analytics
    • Adoption Insights:

      • Adoption Ease: High ease of integration, described as 'plug and play', straightforward onboarding
      • Adoption Cultural Fit: Training modules available, responsive customer support, reduces resistance to adoption
    • Metrics: No specific churn rate or NPS publicly disclosed

    • Barriers: Feature completeness for niche use cases, dependency on quality of bank/accounting connections

    4. Monetization & Business Model

    • Revenue Model: SaaS subscription with feature-based packages and paid add-ons

    • Pricing: Business, Enterprise, Premium tiers (prices upon request) (Sources: G2.com pricing page, Tidely comparison, Agicap official site)

    • Market Context:

      • TAM: Estimated TAM for cash management SaaS is over $10B globally
      • Growth Stage: Scaling, established with focus on mid-market expansion

    5. Leadership & Recent Developments

    Name Description LinkedIn X Account
    Sebastien Beyet Co-Founder and CEO of Agicap, leading the company's strategic vision and growth https://www.linkedin.com/in/sebastien-beyet
    Lucas Bertola Co-Founder and CTO of Agicap, responsible for technology and product development https://www.linkedin.com/in/lucas-bertola
    Clement Mauguet Co-Founder of Agicap, involved in company founding and strategic development https://www.linkedin.com/in/clement-mauguet
    • Key Metrics Update:

      • Funding: €45M Series C led by AVP (AXA Venture Partners) in November 2024
      • Employee Growth: Recent employee growth percentage not publicly disclosed
    • News/Trends:

      • News Launch: Launched Agicap AI Assistant with natural language capabilities for financial analysis (Q2 2024)
      • News Partnerships: Partnership with Mercuria (ERP integrator) announced in 2024, Swiss IT Forum participation
      • News Funding: €45M Series C funding round completed November 2024, led by AVP
      • News Challenges: Focus on simplifying AP execution, prioritizing usability for senior management

    6. Target Audience & Use Cases

    • Target Market: Mid-market finance teams in SMEs with complex cash management needs, CFOs and financial directors in scaling organizations

    • Target Users & Personas: CFOs and financial managers, Treasury managers, Finance department analysts

    • User Experience Level: Entry-level users benefit from conversational UI, advanced users access powerful analytics and forecasting

    • Key Use Cases:

      • Automated cash flow forecasting and liquidity scenario projection
      • Expense and revenue trend analysis for budget optimization
      • Proactive risk management with early cash flow decline detection

    7. Impact & Recommendations

    • Measurable Outcomes:

      • Workflow Improvements: Cash flow planning reduced from 6-8 hours/week to 10-15 minutes/day, two hours saved per employee per day on reconciliation
      • ROI Examples: Massive time savings reported by users, increased visibility and control over cash, faster decision-making
    • Fit Assessment: Strong fit for mid-market companies with complex treasury needs, particularly those scaling beyond small-business operations

    • Custom Rec Flags:

      • Priority ICP: CFOs and treasury managers in SMB/midmarket companies (501-1000+ employees) with multi-entity or complex cash flows
      • Short Term Goals: Continue European expansion, enhance AI capabilities, maintain market leadership in treasury management

    8. Data Sourcing Notes